How It Works

Applying For A Loan

If you need a loan of up to £100, we understand that you need to know if you’re eligible as soon as possible.

With a small loan from us, you get a fast response following a straightforward application. In the first instance, you will need, Your name; addresses for the past 3 years; telephone number; details of your income and employment if applicable. If you feel your credit is below par don’t be put off; we treat each application on its own merits.

As long as you have not been declared bankrupt in the last 6 years, you will be considered for a loan with Small Loans Ltd personal loans company.

Once you’ve applied, one of our friendly agents will call you within 48 hours (24 hours mon-fri) to let you know if you’re eligible.

Apply Online Today

Intersted in a loan from us? Then all you need to do is apply online today and we’ll get back to you as soon as possible.

What Next

Then the agent will arrange to complete your loan at home and we will arrange funds directly with you, provided your loan application has been accepted. With our personal service from your own home you will receive the whole amount without any hidden charges or fees.

We offer a fixed interest rate, which means you will never pay more on your loan than you agree to initially. The interest will be calculated up front. This means that from the beginning you will know exactly how much you will pay back.

You and your agent will arrange a date and time each week/fortnight/month to collect your repayments.  If you make your repayments on time then it will increase your chances of borrowing in the future.

If you regularly pay your repayments as agreed it may increase the chances of future credit being granted, however if you regularly pay lower than the agreed amount your account may go into arrears. For more information, contact us today.

What People Are Saying

Representative example

£200 loan repayable over 32 weeks: 32 weekly payments of £10.00: Rate of interest 97.5% p.a. fixed: Representative 399.7% APR: Total Amount Payable is £320